tag:blogger.com,1999:blog-88924435724039778432024-03-05T10:32:51.042-08:00Building A Florence Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.comBlogger19125tag:blogger.com,1999:blog-8892443572403977843.post-31518808719366860802016-02-11T08:46:00.000-08:002016-02-11T08:46:05.591-08:00Closing Day!!!! And CLOSED!!!!<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Closing Day<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Today is the
day we close. I don’t think me or the wife slept at all. It was a mixture of us
being so excited that closing day was basically right there and finishing up
packing. We had most of it packed up already. After the wife tried to go to bed
I moved the majority of the boxes from upstairs down to the living room to make
packing the U-Haul go fast as we can. We are going to be moving right after we
close and we also have Time </span><span style="line-height: 18.4px;">Warner</span><span style="font-size: 12pt; line-height: 115%;"> coming in the afternoon. We want to get most
we can done with thanksgiving tomorrow. One thing we couldn’t get is guardian
to come out and hook up the security system. It slipped our minds with
everything going on so now we get to wait 2 weeks for them to come out. We
dropped the ball but it’s not that big of a deal. Not like we are paying for it
but word to others call EARLY.<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;"> Guess Scarlet </span><span style="line-height: 18.4px;">isn't</span><span style="font-size: 12pt; line-height: 115%;"> helping with moving </span></div>
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<span style="font-size: 12.0pt; line-height: 115%;"> CLOSED!!!!<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">WE HAVE
KEYS!!! So we finally closed on our dream home! It took about an hour. You go
and sign a huge packet of papers. They even provided us with a book copy of
everything we signed. Right after we closed we took a car load over to the
house such as a pc and TV for Time Warner for later in the day. It took us 3
U-Haul loads to get the majority of everything over to the house. We didn’t
realize how much stuff we had. The greatest part was that my wife threw her
back out two days before the move while packing. Then we found out my
mother-law is sick and her BF had to go into work for few hours. So the first
load went slow and wasn’t much on the truck as we could had fit on it. We also
had to rush over to the house to meet up with the Time Warner guy. After the BF
got off work we really started the loading of all the furniture and bigger
stuff. In all it took us about 6-8 hours to do it all. Still some stuff to move
over later while we clean and get ready to turn in the keys. We have our old
place for another week so we have some time to get the few little things still
there. Now the fun part of unpacking the new house begins.</span></div>
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<span style="font-size: 12pt; line-height: 115%;"> Also the counters with the flooring/</span><span style="line-height: 18.4px;">cabinets</span><span style="font-size: 12pt; line-height: 115%;"> </span></div>
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<span style="font-size: 12.0pt; line-height: 115%;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgpHoTKqd7z0kF3QiO2DjmKI4BbkHSuxf3dSlomgdk_YhpXZxV2jGWtJ0QuD5fLJmbjQ1UBmC87Xqv_spDV_OcJFY186yZXalOCVmeoa0d-Nr61cAn0qqAHmj0QGnXvFF5FBA5Baj6OrZ1U/s1600/IMG_0366.JPG" imageanchor="1"><img border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgpHoTKqd7z0kF3QiO2DjmKI4BbkHSuxf3dSlomgdk_YhpXZxV2jGWtJ0QuD5fLJmbjQ1UBmC87Xqv_spDV_OcJFY186yZXalOCVmeoa0d-Nr61cAn0qqAHmj0QGnXvFF5FBA5Baj6OrZ1U/s400/IMG_0366.JPG" width="300" /></a></span></div>
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Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com4tag:blogger.com,1999:blog-8892443572403977843.post-2253177273057974632016-02-11T08:28:00.000-08:002016-02-11T08:28:07.194-08:00 What the heck NVR!!!!!<div class="MsoNormal">
<span style="font-size: 12pt; line-height: 115%;">So we got
home after our walk though and got a call from our loan </span><span style="line-height: 18.4px;">processor</span><span style="font-size: 12pt; line-height: 115%;"> asking us if
we can move our closing date from tomorrow to the day after thanksgiving,
instead of the day before. She told us that she forgot to send us the VA
appraisal and we needed to sign saying we received it. They had to have us sign
off on it at least 3 days before we closed. I about lost it. Well I kind of
did. I had a few words that were not PG, the Marine in me kind of kicked back
in. How can you not send a paper that we need to sign and return to close on
our house? So I had to get off the phone with her to calm myself down.<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">I called my
wife at work and let her know what was going on. As soon as she heard what was
happening she instantly told me to get her manager’s number. My wife reminded
me that we had received our VA appraisal over a month ago. This to us was a
major screw up. Due to her not doing her job properly we were going to have to
rearrange not only our schedules but also the people helping us move. After trying
to calm down a little and with a little stewing I emailed our loan </span><span style="line-height: 18.4px;">processor</span><span style="font-size: 12pt; line-height: 115%;"> and asked for her manager’s name and number.<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">While
waiting I went looking for the VA appraisal we had been mailed to see if there
were any dates on the envelope it came in or on the documents for it. After
finding the papers and verifying that there were dates from October on it I
called the manger. I did go off about the </span><span style="line-height: 18.4px;">processor</span><span style="font-size: 12pt; line-height: 115%;"> for a little bit and told her we got it back in October. I let her know that we have a dated envelope and
dates on the papers that were enclosed with it. She told me to scan and send it
to her and she is calling the underwriting and the closing people to see what
can be done since I had received it back in October. After about an hour I got
a call back from the manager. She said that we could still close on our
original date if we just signed a paper stating that we had received it back in
October. She typed up the paper and emailed it and had us sign it saying. We had to scan few more papers from the
appraisal packet showing the dates on it. After everything was sent to her she
called me about an hour later to let me know that we were set to close on the
original date.<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com0tag:blogger.com,1999:blog-8892443572403977843.post-54004797331393996302016-02-11T08:05:00.002-08:002016-02-11T08:05:56.115-08:00Final Walk though<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;"><br /></span></div>
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<span style="font-size: 12.0pt; line-height: 115%;">So we close
in 1 day and had our walk through today. The counters did get installed and
they look great, better than what we thought they would. After picking all of
our options we started second guessing everything. So many thoughts were
running through our minds of all the choices. Is it all going to go together?
How’s it going to look? Did we do ok? Are we going to like it? Basically we
drove ourselves crazy for 3 months. All turned out great though.<o:p></o:p></span></div>
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<span style="font-size: 12.0pt; line-height: 115%;">We showed up
to the meeting a few minutes early and went ahead and headed in. As soon as we
entered the house there was a worker still doing some small touch ups. This
didn’t surprise us with how behind they seemed to be during the whole building
process though. After our PM arrived we went through the house. We tested
everything lights, water (cold/hot), dishwasher, and even the jetted tub. We
noticed that a lot of the closets had not been touched up and still had where
they circled to touch them up. There were also a few spots around the house
that needed to be touched up due to settling. That was the biggest issue we
noticed during the walk through. The PM then had a packet to go over that we
needed to sign off on. He then gave us a folder with a thumb drive with all the
info on it you need for the house. The meeting lasted about an hour. Make sure
not to bring kids since the PM goes over a lot of information in the packet.<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com0tag:blogger.com,1999:blog-8892443572403977843.post-55807772088160802082016-02-11T08:00:00.001-08:002016-02-11T08:00:57.771-08:00Sorry for the delay in Post So I have all the blogs since we closed ready. Just need to add the pictures and look over them for stuff left out. I didn't realize closing around the holidays would be such a big headache but glad to a point we did. We didn't have to sign another year lease and now have our own house. We also had to deal with my wife's father passing on Christmas day so leading up to it we was else where dealing with stuff. ALL the blogs will go out at once. again sorry.Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com0tag:blogger.com,1999:blog-8892443572403977843.post-50051350946416566172015-11-18T08:25:00.001-08:002015-11-18T08:25:28.189-08:00One week!<div class="yiv2197408962MsoNormal" id="yui_3_16_0_1_1447861401766_11269" style="background-color: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
Well we are finally just one week out from our closing date! It does not even seem real that we are this close to owning our dream home. It seems like forever ago since we signed the purchase agreement. Sadly I just received a call from our PM saying that we are behind. Our final walk through was supposed to occur on 11/23. It has now been moved to the day before we close.</div>
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It seems that there is an issue with the shipment for our counter-tops. So at this point basically the whole inside of the house is done besides the counter-tops and appliances being installed. Our first concern was making sure the closing date did not get moved. Our PM told us that this should not change our closing date. So as long as that doesn’t change we are fine with it. We know our PM will have his team work hard to get everything done in time. We are just reminding ourselves that we have one final week left of being stressed over the whole process before we no longer have to worry about all of this.</div>
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Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com1tag:blogger.com,1999:blog-8892443572403977843.post-50131101436061055202015-11-18T08:23:00.000-08:002015-11-18T08:28:23.313-08:00Picture update So we got about 2 weeks until close they left the doors open so we went in to see the progress.<br />
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Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com1tag:blogger.com,1999:blog-8892443572403977843.post-46477083617245731272015-11-02T14:50:00.001-08:002015-11-02T14:51:57.194-08:00Pre-Drywall<div class="yiv2355540240MsoNormal" id="yui_3_16_0_1_1446503484303_3330" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<span id="yui_3_16_0_1_1446503484303_3329">So we had our pre-drywall meeting at the beginning of October. It was a short meeting. It was more just us being able to walk through the house and look at everything that is being done and ask questions. We had planned when we went to the meeting to take a ton of pictures to know where pipes and wires were in the walls for in the future. Sadly we were both still trying to wake up and we forgot.</span></div>
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<span id="yui_3_16_0_1_1446503484303_3409">The main thing we wanted to know was the closing date. John was unable to give us the closing date or completion date while we were at the meeting. He let us know that he would call or text us later to provide a completion date. I actually had to end up texting him to find out the date for the walk through and the closing date. We have our walk through on 11/23 and closing date is 11/25. At this point we are in the final countdown of this whole building process and it seems like a dream. Sorry this one took so long seems we had a bug go though our house for a few weeks we all passed it around. </span></div>
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Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com1tag:blogger.com,1999:blog-8892443572403977843.post-84455037701654882282015-10-02T07:05:00.000-07:002015-10-02T07:05:24.163-07:00Framing started…..Framing done?<div class="yiv4649611624MsoNormal" id="yui_3_16_0_1_1443712769582_2848" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
So I wanted to wait until the framing was done until I wrote this blog. They started last Tuesday and was mostly done by Saturday. We went out Tuesday night and got to watch the first wall going up, which was to the morning room. It seems like it’s been forever since we started the whole process. We went back out the next night. We were told once they start the framing it goes fast. They already had most of the first floor done and was starting to do the floor beams on the second.</div>
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<span id="yui_3_16_0_1_1443712769582_2856">So Friday night we went to a high school football game and afterwards we stopped by. They had framed the whole second floor. So in a matter of 3 days the house was mostly framed. All that they didn’t have done was the point on the front which was on the ground ready to go in and the roof covered. So we waited and went out on our normal day of Wednesday. The roof had been finished and the windows and doors were on. We looked in the windows and saw they had the framing of the island and pantry done and a few others. It’s really starting to look like a house that’s for sure. Hopefully by this weekend it’s going to have the roof all the way done.</span><br />
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First wall going up </div>
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First floor done </div>
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10pm Friday trip second floor done</div>
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Saturday daylight check </div>
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Back of the house </div>
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Tuesday all framed roof ready for shingles and windows/doors in </div>
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Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com0tag:blogger.com,1999:blog-8892443572403977843.post-68146707622699170392015-09-17T07:09:00.000-07:002015-09-17T07:09:14.998-07:00Progress….for the sake of progress<div class="yiv8739556674MsoNormal" id="yui_3_16_0_1_1442497144233_2335" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<span id="yui_3_16_0_1_1442497144233_2334">A few days since we had been out to the site we decided to stop by and see if the walls were up or not. Little to our surprise they were up and done. Now we get to wait for the weekend to be over to see what else they do. </span></div>
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Basement walls poured</div>
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<span id="yui_3_16_0_1_1442497144233_2337">We had some stuff to do and didn’t get out to see what’s been done until yesterday. To our surprise they had the basement walls wrapped and even back filled and the pipes ran for some of the plumbing. Now they should be able to pour the floor of the basement the next few days. To our amazement they had delivered the wood and windows to the lot. It’s so unreal seeing the pile sitting there and more than just a hole in the ground.</span></div>
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Wrapped and back filled</div>
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Pipes ran ready for the floor</div>
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All the wood </div>
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Doors and windows </div>
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Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com0tag:blogger.com,1999:blog-8892443572403977843.post-44714316287372014072015-09-10T07:42:00.000-07:002015-09-10T07:42:19.115-07:00We have footers<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">So after the
long Labor Day weekend we were told by our PM that the footers would be done on
Tuesday. We know how it’s been going so we were hoping that they would actually
get to do them. After the wife got off work we ran over to the site to see and
sure enough they were poured and they already removed the forms to them. They
must have done them first thing in the morning. I use to pour concrete before I
was in the military and normally if we got it done early enough we could remove
the forms later in the afternoon, it would be set up enough. Now we hope we
will have basement walls soon and all the wood delivered.<o:p></o:p></span></div>
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Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com0tag:blogger.com,1999:blog-8892443572403977843.post-4401030397228594862015-09-04T12:56:00.000-07:002015-09-04T12:56:55.068-07:00Back On Track<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">The paper we
needed to drop off to authorize the moving of the house back 5 feet was dropped
off on 08/26. John called me that evening to let me know that the lot was going
to be staked again that night so they could start digging the next day. It made us feel so much better to know that
they would start digging the very next day.<o:p></o:p></span></div>
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<span style="font-size: 12.0pt; line-height: 115%;">So the wife
and I drove out to the lot on Thursday to see what all they were able to get
dug up. As we drove up we noticed that there was no digger on the lot. So it
was not a shock to us that there was no hole besides the small one they had
started a few days prior. I text our PM that day to see what was going on with
the lot not being dug up. He let me know that there was an issue with the
excavator and that they were working on getting it fixed. Our PM said that they
would start digging on Friday and would have it done by Saturday at the latest.
Of course we weren’t exactly thrilled about it but nothing we could do.<o:p></o:p></span></div>
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<span style="font-size: 12.0pt; line-height: 115%;">Friday
morning we decided to drive by the lot to see if there was an excavator at the
lot yet and there wasn’t. That afternoon I received a call from our PM letting
us know that they still weren’t there and should be there on Saturday or at the
absolute latest Monday. At this point the wife and I were just hoping for a
hole to get dug on Monday.<o:p></o:p></span></div>
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<span style="font-size: 12.0pt; line-height: 115%;">We made our
way out there Monday evening and saw them finishing up with the dig. It was
absolutely amazing to know that the build was finally really starting for us.
It seemed like we had been dealing with a big standstill the entire time.<o:p></o:p></span></div>
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<span style="font-size: 12.0pt; line-height: 115%;"> Front view </span></div>
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The garage </div>
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<span style="text-align: center;"> Where they had to move it back 5ft</span></div>
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The Kitchen/morning room </div>
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Our soon longer driveway</div>
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<span style="font-size: 12.0pt; line-height: 115%;">Now we are
just hoping for some good weather the next couple weeks so they can get the
foundation done for us.<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com0tag:blogger.com,1999:blog-8892443572403977843.post-5137264236434776742015-08-26T07:10:00.000-07:002015-08-26T07:10:25.117-07:00So it begins…..or so we thought<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">So on 08/24
I text our project manager to ask him a question and he gave me a call. He let
me know that they were probably going to start digging on 08/25 instead of
8/26. This made both my wife and I very happy. Sure it is only one day
difference but to finally have the house started had us excited.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">The wife and
I decided to drive by the lot that same day and get one final look at the lot
before they started. To our surprise they had already dug up the dirt where our
driveway would be going and put gravel down. We both decided that we would come
back by the following evening to see the progress they had made since they were
going to be actually digging the next day.<o:p></o:p></span></div>
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Driveway ready </div>
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<span style="font-size: 12.0pt; line-height: 115%;">As soon as
the wife got off work the next day we made our way out to the lot. When we
drove up we did see more dirt piled up but not the size hole dug out as we
expected. Only the front room appeared to be dug out. The wife stayed positive
and tried saying maybe they got started later today and will get more done the
next day.<o:p></o:p></span></div>
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Little dirt moved </div>
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The hole so far </div>
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<span style="font-size: 12.0pt; line-height: 115%;">As we were
driving back home I checked my email and saw that I had one from our sales rep.
Apparently while they were digging they found a sewer line. So now they want to
move our house back 5 feet and we have to sign off on something before they can
proceed stating that we agree to it. While we both understand that 5 feet isn’t
that big of a deal it is still very frustrating. How is it that they did not
know there was a sewer line on our property? They should have been able to know
this from city records. So while I am writing this our lot is just sitting
there not being worked on until we get this paper up to our sales rep. We have
to rush the paper up there on my wife’s lunch to get it to them as soon as
possible so they can continue working. Again this is not that big of a deal but
just very annoying and frustrating.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">While my
wife and I were discussing this on the drive home we had our son in the
backseat telling us to not sign the paper. My wife asked him why he didn’t want
us to sign the paper and he told her because he would lose play space in the
backyard. Of course my wife being the woman she is downplayed the loss of the 5
feet in the backyard. She told our son that 5 feet is just the length of her if
she lay down. This seemed to calm him down a little bit. I guess 5 feet to a 6
year old seems like a huge amount.<o:p></o:p></span></div>
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<span style="font-size: 12.0pt; line-height: 115%;">Not the best
start to the dig but there could be worse things that could occur. Hopefully
moving forward it will be smooth sailing.<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com0tag:blogger.com,1999:blog-8892443572403977843.post-41925909955717580032015-08-24T14:56:00.003-07:002015-08-26T17:35:14.770-07:00Pre-Construction Meeting<div class="yiv7206584375MsoNormal" id="yui_3_16_0_1_1440450375436_3399" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<span id="yui_3_16_0_1_1440450375436_3398" style="font-size: 11pt;">So a few days ago we had our pre-construction meeting. It was at the model home with our sales rep and John, our project manager. Our sales rep told us this meeting would be about an hour and to write down any questions that we have. When we first sat down we went John’s role and what all he would be doing. He let us know how we can get in contact with him if we need to for any reason regarding the building of the house.</span></div>
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<span id="yui_3_16_0_1_1440450375436_3451" style="font-size: 11pt;">John had a long checklist of everything we would be discussing over the meeting. John made sure that we were aware that we were not allowed on the site without a ryan home rep present due to safety reasons. For this part of the checklist both my wife and I had to initial that we understood. John made sure to let us know that we are not able to do any type of work on the home until we close with NVR. He went through all the steps of when everybody will be brought in to do the work on the house. I was happy to hear that the drywall people come out 3-4 times after they first do the drywall for touch ups and clean up along with the painters.</span></div>
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<div class="yiv7206584375MsoNormal" id="yui_3_16_0_1_1440450375436_3493" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<span id="yui_3_16_0_1_1440450375436_3492" style="font-size: 11pt;">Then we went over the blueprint and all the outside options we had picked out to make sure everything we had picked out was there and everything was correct. This was done for all levels of the house and every option we had chosen. Just a last minute check to make sure they get all the right stuff to go into the house. John then went over the timeline they are looking at and about when the pre-drywall meeting will be about and what all it entails. He went over that we will be working with him after we close for our house walk though and home demonstration along with the post 30 day inspection.</span></div>
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<div class="yiv7206584375MsoNormal" id="yui_3_16_0_1_1440450375436_3496" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<span id="yui_3_16_0_1_1440450375436_3495" style="font-size: 11pt;">On top of initialing the area where we agreed to not go in the home alone we had to sign his check list of everything he went over. We also had to sign a survey paper showing us where the concrete drive way, sod and seed would be along with the lot size which we already knew. It seems it was just to verify the lot size and where the sod ends and seed starts. A copy of the survey paper was made for us so we could keep it in our files for if we want to build a fence down the road. We wrapped up with a few questions we had. John was really thorough in his explaining so most of ours were already answered.</span></div>
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<span id="yui_3_16_0_1_1440450375436_3498" style="font-size: 11pt;">Our sales rep then asked if we were going to go down to the lot and check it out. John didn’t think it was staked yet but we went down and it had already been all nice and staked out. We walked around the lot with John and he pointed out where everything would be. On the 26</span><sup id="yiv7206584375yui_3_16_0_1_1440158868344_2580"><span style="font-size: 11pt;">th</span></sup><span style="font-size: 11pt;"> they are supposed to be breaking ground. As of right now our close date is November 18</span><sup id="yiv7206584375yui_3_16_0_1_1440158868344_2581">th</sup>, a week before thanksgiving. Now the fun </div>
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Lot all staked out (and they are digging the lot right behind us)</div>
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Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com0tag:blogger.com,1999:blog-8892443572403977843.post-41017949368004580442015-08-20T08:44:00.000-07:002015-08-24T14:58:49.215-07:00Loan Approved<div class="yiv2841506018MsoNormal" id="yui_3_16_0_1_1440084042264_5197" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<span id="yui_3_16_0_1_1440084042264_5200" style="font-size: 11pt;">Well it took 9 days to get here back from underwriting, but we are APPROVED!!!!! It was a pain waiting, everything hits a standstill while you wait. We did find out our start date is the 26<sup id="yiv2841506018yui_3_16_0_1_1440084042264_3305">th</sup> of August and attentive complete date is the 18<sup id="yiv2841506018yui_3_16_0_1_1440084042264_3307">th</sup> of November, which is great because our lease is up the 30<sup id="yiv2841506018yui_3_16_0_1_1440084042264_3309">th</sup>. So we could be out in time and not have to hold over and pay more money. Our pre-construction meeting is set for August 20<sup id="yui_3_16_0_1_1440084042264_5201">th</sup>. So now we wait for that meeting and then they should be breaking ground in under a week from that meeting.</span></div>
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Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com0tag:blogger.com,1999:blog-8892443572403977843.post-48363344329198449562015-08-20T08:20:00.003-07:002015-08-20T08:20:49.694-07:00Guardian home security/wiring meeting <div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">This was the
meeting I was looking forward to and hating at the same time. I knew it could
get expensive. The house we are renting
doesn’t have hook ups in every room, so we run heavy on wireless and not all
rooms have cable access in them. We met at the model home with the rep from
guardian whose name was Ron. He was nice
and friendly.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Ron first
pulled up the plans for our home and told us that with our home size we get 4
choices automatically. Now these could be either cable or data. He had us go
through and put where we would want the 4 that come with the house. Ron asked
us how many additional lines we think we would need installed. After discussing
it we decided that 2 more additional direct internet lines would need to be
added to the loft and the family room. This would prevent us from having to use
wireless on the computer in the loft and downstairs on the game console.<o:p></o:p></span></div>
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<span style="font-size: 12.0pt; line-height: 115%;">Ron then
went through and discussed with us that we could have lines going to each room
or we could have a central hub downstairs where the wireless router could be
placed and everything in the house would be hooked up here. The husband and I
both thought this would be a great thing for us so we told him that is
definitely what we wanted to do. This would make it easy for if in the future
we decided we wanted to add anything to the house it could all be added through
this central hub.<o:p></o:p></span></div>
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<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">When he got
to the part about the house vacuum he asked if we had any interest in one.
After we told him no he just moved onto the next item. Ron asked us if we had
any interest in a sound system and we told him no and without batting an eye he
moved on as well. It was so nice with this meeting because he wasn’t trying to
sell us anything we didn’t want. He took no as an answer and didn’t try to
persuade us.<o:p></o:p></span></div>
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<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">The last
item we discussed was the security system. He asked what all we had heard about
it. My wife being herself had already done some research on it so she was able
to tell him what she heard was the standard price for install and the charge
per month. He seemed a little surprised that she was pretty accurate on both
prices and asked where she heard that from. So of course she had to give up her
secret of the internet and fellow ryan home blogs.<o:p></o:p></span></div>
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<span style="font-size: 12.0pt; line-height: 115%;">Now neither
of us has ever had a security system before so we obviously knew the basics of
it but weren’t completely sold on if we wanted one. Both of us were right down
the middle and could have gone either way. Ron discussed with us that if we got
the system we could have a fire alarm hooked up to it as well as a carbon
monoxide alarm. He let us know that if the system detects any type of smoke
that would be from a fire they would send someone out. The same thing would
occur if carbon monoxide was detected in the house. With having a son this
started to become a no brainer.<o:p></o:p></span></div>
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<span style="font-size: 12.0pt; line-height: 115%;">Ron
discussed with us that if we wanted we could get a motion detector in the home
as well. Prior to bringing this up though he asked how much our dog will end up
weighing when she is fully grown. Ron stated that they don’t really recommend
it for people that have dogs that weigh over 80 pounds due to them being able
to set them off. Our dog would not end up weighing 80 pounds but we still
decided against it. Ron let us know that we could go with window sensors
instead. This seemed perfect to the wife and I.<o:p></o:p></span></div>
<div class="MsoNormal">
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<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">On top of
the standard things already mentioned guardian has an app that you can install
on your phone to use. This is a nice feature for if you are already in bed you
can arm the system without having to get out of bed. Ron was even discussing
that you can have your garage opener hooked up to your system so if you forget
the garage door you can hit a button on the app to shut it.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">After
deciding that we did want the security system with the options we discussed Ron
then pulled out his laptop to give us the price everything would be. Everything
ended up coming to $1,075. Much better than what we both expected. The two
extra data/cable hook ups were $100 each. So the remaining $875 was all for the
security system. To us this was money well spent. Now we both feel our home, as
well as our family, will be safer.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<br />
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Now we wait
to hear back about our loan.<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com0tag:blogger.com,1999:blog-8892443572403977843.post-17573095092510894022015-08-20T08:19:00.001-07:002015-08-20T14:35:18.956-07:00Rite Rug option meeting <div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">It took a
few weeks to get through both of our option meetings. We signed our sales
agreement on 06/27 and had our meeting with rite rug (flooring) on 07/08.
Unfortunately we had to get the first appointment of the day at 8:00, so the
wife could head into work afterwards. Looking back this meeting seems like a
daze to us since we were both half asleep. Sadly due to this we didn’t take any
pictures at the actual meeting.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">The sales
rep, Lindsay, was really nice. Before we even began discussing flooring options
Lindsay had us confirm our cabinet choices and then we picked out our counters
in the kitchen. We didn’t expect to be picking out the counters at the flooring
meeting but Lindsay said that is typically how they do it.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">She went
over all the different flooring options we had and showed us all the different
levels. Lindsay provided us with a sheet showing us all the prices for each
upgrade so while we decided we could know how much each upgrade would cost us.
Lindsay let us know that if we had any questions to ask and then we were off.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">My wife
grabbed up our counter options for the bathrooms and the kitchen, as well as
our counter choice for the kitchen. We put them up against one of the displays
and just started grabbing up different types of
flooring and laying them down in front of the cabinets to try and get
the full effect. With the owner’s bathroom, powder room and foyer we went with
laminate. We both really wanted tile in the owner’s bathroom but we didn’t fall
in love with any of the choices. Since the kiddo loves to splash when it is
bath time we upgraded his flooring to vinyl. We let him pick out which one he
wanted in his bathroom (saved us from him trying to get blue or green carpet in
his room).<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Ever since
my wife and I first got married I have always hung out with her in the kitchen
while she was cooking. So to us this was the area we wanted to make sure we
really loved. With the way our home is what you choose for the kitchen goes in
the laundry room and morning room as well. Initially going in we wanted the
same type of flooring that was in the model home we toured. Sadly Lindsay told
us that it was discontinued and the one closest to it just didn’t do it for us.
So the wife and I finally found one that we both agreed on and we were done
with everything but the carpet.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Luckily we
knew going into the meeting that we were going to get the standard carpet. We
decided that with having a kid, a boxer, and 2 cats that the carpet will need
to be replaced a few years down the road no matter what. So to us there was no
point in upgrading right now.Our sales rep called us and wanted us to stop in and finish up our outside options.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<br />
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Next up, the
guardian meeting.<o:p></o:p></span><br />
<span style="font-size: 12.0pt; line-height: 115%;"><br /></span>
<br />
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Rite Rug price list for our area </div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0Z_UPbQQKGtAS1tthJWgbgKDRGNRGais3R2UefvkhUUVO6_obkwF9hVNhjk7fqeTRktr8u2dT0a8Fdf047JC2lt03mqB8hlVFAMpmHM2jMBcAbG180ez8nc0xpRPQfR1DzXzc6T0MmIr2/s1600/IMG_0084.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="300" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0Z_UPbQQKGtAS1tthJWgbgKDRGNRGais3R2UefvkhUUVO6_obkwF9hVNhjk7fqeTRktr8u2dT0a8Fdf047JC2lt03mqB8hlVFAMpmHM2jMBcAbG180ez8nc0xpRPQfR1DzXzc6T0MmIr2/s400/IMG_0084.JPG" width="400" /></a></div>
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Maple Espresso cabinet with Perlato granite counter top (laminate) </div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhL2PXywQjubfkknvRtbvuiyEl5kxQY5gmlZiPrEq3-mLstPdkuFudDlJZBbBsmz7ofGj5Y_aC3TB-O09nd6RhswHeUcui7OVJuZKeUbY8FzA7CKheCXRlfENj4aMW1GJCvkr3bVn_V4XU7/s1600/IMG_0069.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhL2PXywQjubfkknvRtbvuiyEl5kxQY5gmlZiPrEq3-mLstPdkuFudDlJZBbBsmz7ofGj5Y_aC3TB-O09nd6RhswHeUcui7OVJuZKeUbY8FzA7CKheCXRlfENj4aMW1GJCvkr3bVn_V4XU7/s400/IMG_0069.JPG" width="300" /></a></div>
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Brick option </div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhq36rmlYLnclxikc2G4gvspOMzlsi5cxalrp_Qa-yqOr78uN0imAXkjRMK9LSh4GkmtswUPhRWe5peXS36nBXcaHs2-DSmXlDEPzefOrPHs7A4NvUAK6VXTN6vr-Zp-V89TGizCCFprvnC/s1600/IMG_0067.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="300" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhq36rmlYLnclxikc2G4gvspOMzlsi5cxalrp_Qa-yqOr78uN0imAXkjRMK9LSh4GkmtswUPhRWe5peXS36nBXcaHs2-DSmXlDEPzefOrPHs7A4NvUAK6VXTN6vr-Zp-V89TGizCCFprvnC/s400/IMG_0067.JPG" width="400" /></a></div>
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Siding color with the brick </div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLWXQwzuQiRkzGxpegmC2qYuJlM4R5i7S9nSjtqRhpmvaELEYWXs0fmRtZ_jdKhVdZO8pJTW3o1NIBKW8xI6obwvz_t0zcW6dEDr4vWcVpb9Br5IDiNKIZhyreCwHNwl9egwuH0uerGj8b/s1600/IMG_0068.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLWXQwzuQiRkzGxpegmC2qYuJlM4R5i7S9nSjtqRhpmvaELEYWXs0fmRtZ_jdKhVdZO8pJTW3o1NIBKW8xI6obwvz_t0zcW6dEDr4vWcVpb9Br5IDiNKIZhyreCwHNwl9egwuH0uerGj8b/s400/IMG_0068.JPG" width="300" /></a></div>
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The door color and shutters </div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSDgmhIB1VAxGs6HNbDY-8sRcbl-1vwNVp2GoPAcFRMG0XGHRJ1xX1mUbznotu7vCxQZqbkPgADzrsXPf399hpuU6Y13ty8ylEfaLBzBsARaJR3VD0hhRvCy9Zw5NUWOCcf8V7oSLsrYnF/s1600/IMG_0091.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSDgmhIB1VAxGs6HNbDY-8sRcbl-1vwNVp2GoPAcFRMG0XGHRJ1xX1mUbznotu7vCxQZqbkPgADzrsXPf399hpuU6Y13ty8ylEfaLBzBsARaJR3VD0hhRvCy9Zw5NUWOCcf8V7oSLsrYnF/s400/IMG_0091.JPG" width="300" /></a></div>
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<span style="font-size: 12.0pt; line-height: 115%;"><br /></span></div>
Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com0tag:blogger.com,1999:blog-8892443572403977843.post-63443248842182364892015-08-20T08:11:00.000-07:002015-08-20T08:11:07.122-07:00The Loan packet <div class="yiv5505432325MsoNormal" id="yui_3_16_0_1_1440076427686_18341" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<span id="yui_3_16_0_1_1440076427686_18340" style="font-size: 11pt;">So after we signed the agreement we decided to go with NVR. It made things easier and they weren’t giving bad rates for a VA loan. The included options/incentives they are offering are included if you first try to get a loan with NVR.</span></div>
<div class="yiv5505432325MsoNormal" id="yui_3_16_0_1_1440076427686_18344" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<br /></div>
<div class="yiv5505432325MsoNormal" id="yui_3_16_0_1_1440076427686_18346" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<span id="yui_3_16_0_1_1440076427686_18345" style="font-size: 11pt;">We got a call from our NVR loan officer about a week after signing our agreement. He took down some more basic information from us and then sent a huge packet and had a list of stuff needed. Some of the things we had to send included:</span></div>
<div class="yiv5505432325MsoListParagraph" id="yui_3_16_0_1_1440076427686_18347" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 12pt; margin: 0in 0in 0.0001pt 0.5in; padding: 0px;">
<span id="yui_3_16_0_1_1440076427686_18371" style="font-family: Symbol; font-size: 11pt;"><span id="yui_3_16_0_1_1440076427686_18370">· </span></span><span id="yui_3_16_0_1_1440076427686_18395" style="font-size: 11pt;">2 most recent pay stubs</span></div>
<div class="yiv5505432325MsoListParagraph" id="yui_3_16_0_1_1440076427686_18348" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 12pt; margin: 0in 0in 0.0001pt 0.5in; padding: 0px;">
<span id="yui_3_16_0_1_1440076427686_18375" style="font-family: Symbol; font-size: 11pt;"><span id="yui_3_16_0_1_1440076427686_18374">· </span></span><span id="yui_3_16_0_1_1440076427686_18369" style="font-size: 11pt;">2 months worth of bank statements</span></div>
<div class="yiv5505432325MsoListParagraph" id="yui_3_16_0_1_1440076427686_18349" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 12pt; margin: 0in 0in 0.0001pt 0.5in; padding: 0px;">
<span id="yui_3_16_0_1_1440076427686_18378" style="font-family: Symbol; font-size: 11pt;"><span id="yui_3_16_0_1_1440076427686_18377">· </span></span><span id="yui_3_16_0_1_1440076427686_18368" style="font-size: 11pt;">Previous 2 years of tax returns</span></div>
<div class="yiv5505432325MsoListParagraph" id="yui_3_16_0_1_1440076427686_18350" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 12pt; margin: 0in 0in 0.0001pt 0.5in; padding: 0px;">
<span style="font-family: Symbol; font-size: 11pt;">· </span><span id="yui_3_16_0_1_1440076427686_18367" style="font-size: 11pt;">Previous 2 years w-2’s and 1099’s</span></div>
<div class="yiv5505432325MsoListParagraph" id="yui_3_16_0_1_1440076427686_18351" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 12pt; margin: 0in 0in 0.0001pt 0.5in; padding: 0px;">
<span style="font-family: Symbol; font-size: 11pt;">· </span><span id="yui_3_16_0_1_1440076427686_18366" style="font-size: 11pt;">Copy of social security cards and driver’s licenses</span></div>
<div class="yiv5505432325MsoListParagraph" id="yui_3_16_0_1_1440076427686_18352" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 12pt; margin: 0in 0in 0.0001pt 0.5in; padding: 0px;">
<span style="font-family: Symbol; font-size: 11pt;">· </span><span id="yui_3_16_0_1_1440076427686_18379" style="font-size: 11pt;">Copy of DD214</span></div>
<div class="yiv5505432325MsoListParagraph" id="yui_3_16_0_1_1440076427686_18354" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 12pt; margin: 0in 0in 0.0001pt 0.5in; padding: 0px;">
<span style="font-family: Symbol; font-size: 11pt;">· </span><span id="yui_3_16_0_1_1440076427686_18353" style="font-size: 11pt;">Letters from the VA showing how much I get each month (I was able to print these off from the VA website)</span></div>
<div class="yiv5505432325MsoListParagraph" id="yui_3_16_0_1_1440076427686_18355" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 12pt; margin: 0in 0in 0.0001pt 0.5in; padding: 0px;">
<span style="font-family: Symbol; font-size: 11pt;">· </span><span id="yui_3_16_0_1_1440076427686_18365" style="font-size: 11pt;">Additional retirement information</span></div>
<div class="yiv5505432325MsoNormal" id="yui_3_16_0_1_1440076427686_18356" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<br /></div>
<div class="yiv5505432325MsoNormal" id="yui_3_16_0_1_1440076427686_18358" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<span id="yui_3_16_0_1_1440076427686_18357" style="font-size: 11pt;">We had to sign about 100 pages and send it back in. The faster you get it back to them the faster they can move along with the process. Luckily I had most of the stuff together already so it wasn’t a huge deal just had to worry about everything being there and reading the papers and sign. We got it on a Friday so we had all weekend to do it. My one advice is to have everything handy or know where it is. It makes it a lot easier to do far as getting it together and don’t have to stress over it. After you sign your sales agreement your sales rep should give you a rough check list on things you will need start getting them together soon as you can.</span></div>
<div class="yiv5505432325MsoNormal" id="yui_3_16_0_1_1440076427686_18359" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<br /></div>
<div class="yiv5505432325MsoNormal" id="yui_3_16_0_1_1440076427686_18361" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<span id="yui_3_16_0_1_1440076427686_18360" style="font-size: 11pt;">We got it sent back in to our loan officer the following Tuesday and he received it on Wednesday. He emailed us to let us know he received it all and that everything appeared to be there. Now while we wait to hear back about the loan we at least get to start picking out our options.</span></div>
<div class="yiv5505432325MsoNormal" id="yui_3_16_0_1_1440076427686_18362" style="background-color: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<br /></div>
Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com0tag:blogger.com,1999:blog-8892443572403977843.post-76977256695360589382015-08-20T05:48:00.001-07:002015-08-20T13:38:27.807-07:00Florence elevation and some options <div class="MsoNormal">
<div class="yiv2809521214MsoNormal" id="yui_3_16_0_1_1440074659712_2259" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<span id="yui_3_16_0_1_1440074659712_2336">When we signed the agreement we did choose a few options.</span></div>
<div class="yiv2809521214MsoListParagraphCxSpFirst" id="yui_3_16_0_1_1440074659712_2262" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 12pt; margin: 0in 0in 0.0001pt 38.25pt; padding: 0px;">
<span id="yui_3_16_0_1_1440074659712_2299" style="font-family: Symbol; font-size: 13.5pt;"><span id="yui_3_16_0_1_1440074659712_2298">· </span></span><span id="yui_3_16_0_1_1440074659712_2320">We went with elevation B</span><span style="font-size: 13.5pt;"></span></div>
<div class="yiv2809521214MsoListParagraphCxSpMiddle" id="yui_3_16_0_1_1440074659712_2263" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 12pt; margin: 0in 0in 0.0001pt 38.25pt; padding: 0px;">
<span id="yui_3_16_0_1_1440074659712_2323" style="font-family: Symbol; font-size: 13.5pt;"><span id="yui_3_16_0_1_1440074659712_2322">· </span></span><span id="yui_3_16_0_1_1440074659712_2304">Loft (instead of 4<sup>th</sup> bedroom)</span><span style="font-size: 13.5pt;"></span></div>
<div class="yiv2809521214MsoListParagraphCxSpMiddle" id="yui_3_16_0_1_1440074659712_2264" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 12pt; margin: 0in 0in 0.0001pt 38.25pt; padding: 0px;">
<span id="yui_3_16_0_1_1440074659712_2287" style="font-family: Symbol; font-size: 13.5pt;">· </span><span id="yui_3_16_0_1_1440074659712_2305">Added the morning room</span><span style="font-size: 13.5pt;"></span></div>
<div class="yiv2809521214MsoListParagraphCxSpMiddle" id="yui_3_16_0_1_1440074659712_2265" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 12pt; margin: 0in 0in 0.0001pt 38.25pt; padding: 0px;">
<span id="yui_3_16_0_1_1440074659712_2285" style="font-family: Symbol; font-size: 13.5pt;"><span id="yui_3_16_0_1_1440074659712_2284">· </span></span><span id="yui_3_16_0_1_1440074659712_2306">The gourmet island to open the kitchen up.</span><span style="font-size: 13.5pt;"></span></div>
<div class="yiv2809521214MsoListParagraphCxSpMiddle" id="yui_3_16_0_1_1440074659712_2266" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 12pt; margin: 0in 0in 0.0001pt 38.25pt; padding: 0px;">
<span id="yui_3_16_0_1_1440074659712_2282" style="font-family: Symbol; font-size: 13.5pt;"><span id="yui_3_16_0_1_1440074659712_2281">· </span></span><span id="yui_3_16_0_1_1440074659712_2267">Upgraded owner’s bathroom with a soaking tub with jets </span><br />
(in doing so the water heater was automatically upgraded to 50 gallons)<span style="font-size: 13.5pt;"></span></div>
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<span style="font-family: Symbol; font-size: 13.5pt;">· </span><span id="yui_3_16_0_1_1440074659712_2271">2 rough in’s for fans (in the owner bedroom and downstairs family room)</span><span style="font-size: 13.5pt;"></span></div>
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<span id="yui_3_16_0_1_1440076427686_14769">On top of the options/upgrades we are paying for. Ryan homes did include some incentives.</span></div>
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<span style="font-family: Symbol;">· </span><span id="yui_3_16_0_1_1440076427686_14798">Upgraded kitchen cabinets to level 1</span></div>
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<span style="font-family: Symbol;">· </span><span id="yui_3_16_0_1_1440076427686_14796">Stainless steel stove, microwave, and dishwasher</span></div>
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<span style="font-family: Symbol;">· </span><span id="yui_3_16_0_1_1440076427686_14794">Garbage disposal</span></div>
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<span style="font-family: Symbol;">· </span><span id="yui_3_16_0_1_1440076427686_14792">Upgraded kitchen faucet</span></div>
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<span style="font-family: Symbol;">· </span><span id="yui_3_16_0_1_1440076427686_14790">Recessed lighting in the kitchen</span></div>
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<span style="font-family: Symbol;">· </span><span id="yui_3_16_0_1_1440076427686_14788">Brick front to the top on the side of the house with the living room</span></div>
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<span id="yui_3_16_0_1_1440076427686_14776" style="font-family: Symbol;"><span id="yui_3_16_0_1_1440076427686_14775">· </span></span><span id="yui_3_16_0_1_1440076427686_14787">$3,500 towards closing</span></div>
<span style="font-family: Symbol;">· </span><span id="yui_3_16_0_1_1440076427686_14780">$1,000 military discount</span></div>
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<span id="yui_3_16_0_1_1440074659712_2274">Now we get to wait for the fun part, all the selection meetings.</span></div>
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<span style="font-size: 12.0pt; line-height: 115%;"> </span><span style="font-size: 14pt; line-height: 115%;"> </span><span style="font-size: 14pt; line-height: 115%;">Floor plan first floor with morning room</span></div>
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2nd Floor with upgraded bath and loft </div>
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Basement unfinished </div>
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Anonymoushttp://www.blogger.com/profile/14310211477166421985noreply@blogger.com0tag:blogger.com,1999:blog-8892443572403977843.post-81453074909800318202015-08-19T13:56:00.001-07:002015-08-24T14:57:31.892-07:00Guess we are building a Florence <div class="yiv2107299792MsoNormal" id="yui_3_16_0_1_1440010406699_10135" style="background: white; font-family: 'Helvetica Neue', 'Segoe UI', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px; padding: 0px;">
<span id="yui_3_16_0_1_1440010406699_10134">This blog is a journey my wife, I, and our 6year old are taking to build our dream home. We are farther into the process thus far into our Ryan home so this post will be somewhat of a catch up from our start to where we are at today along with the rest of the build.</span><br />
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<span id="yui_3_16_0_1_1440076427686_16538">A little bit of background about us. We moved back to Ohio in 2011 after I was medically retired from the Marine Corps. I became a stay at home dad while my wife started working for a software company. After about 4 years of renting we started looking for a place of our own. We looked at both older homes and new homes/resale’s, over 400 online listings easy, but never did find what we were looking for. I found a Ryan ad in a “junk mail” ads packet we get every week so I started looking on the web site and found communities I liked and models.</span></div>
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<span id="yui_3_16_0_1_1440076427686_16562">The next big thing was to get the wife on board with the plan.</span><span id="yui_3_16_0_1_1440076427686_16541"> Getting the wife on board wasn’t that hard. I knew what she wanted, a big open kitchen and floor plan, but not an oversized house since it’s just us and one child. I found the florence and it was a model home in the community close to us, 10 minutes down the road. So on father’s day we went and toured the model home. We fell in love with the florence model on our first walk through. The wife loved walking into the kitchen and how open it was. The model had the gourmet island so it was not in the middle of the kitchen taking up floor space.</span></div>
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<span id="yui_3_16_0_1_1440076427686_16544">We sat down with the sales rep to get all the numbers for everything. We got a sheet with all the incentives they offered for the community and the prices for with a basement/on a slab along with the different elevation prices. Our sales rep asked us what were absolute must haves for us in order to build the home. All I seen was a sea of numbers.</span></div>
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<span id="yui_3_16_0_1_1440076427686_16547">Over the next week we went over everything, all the numbers and location of the community. We even drove around to all the different communities in the area looking. Ours only had about 17 homes and will end up being 53 in total with phases being added on later. We liked the community and were close to where we are now and the kid will stay in the same school district (which was a pretty big deal for us). We called the sales rep and made an appointment to come in and see about getting pre-approved with NVR mortgage.</span></div>
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<span id="yui_3_16_0_1_1440076427686_16550">At the appointment the wife and I let the sales rep know what we decided we definitely wanted in the house. The sales rep was able to type up a new cost estimate sheet for us. Then we filled out some paperwork providing our income information and account information that was then sent to the loan office at NVR. While waiting on the call back from the loan officer, of whether we were pre-approved or not, we started picking out exterior options.</span></div>
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<span id="yui_3_16_0_1_1440076427686_16553">While picking out the options for the exterior we received the call from the loan officer stating that we were pre-approved for hundreds above what our current estimated monthly payment was showing on the cost estimate papers. It was a great feeling knowing that we were set to continue moving forward and start really getting excited about the process.</span></div>
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<span id="yui_3_16_0_1_1440076427686_16556">After finding out we were pre-approved we sat down with our sales rep to discuss the price. My wife and I had read on other blogs where they were able to negotiate the price. So the wife and I put in an offer for the house. We went on the lower end to see what ryan homes would come back with. We offered them a price of $8,000 less than what was currently listed on the paperwork. Our sales rep it would probably take a day before she heard back so we went ahead and provide her with a check to hold our lot.</span></div>
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<span id="yui_3_16_0_1_1440076427686_16560">The next day we got a call from our sales rep saying that ryan homes came back with $6,000 off the price. The wife and I happily accepted the offer. We told our sales rep that we would be in that night to sign the sales agreement. When we went in there was tons of paper to go over and sign. That night we signed off on all the fixtures through the house and of course the sales agreement was signed.</span></div>
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<span id="yui_3_16_0_1_1440076427686_16570">Our sales rep let us know that we would shortly be getting an email or phone call from rite rug (our flooring) and guardian ( security and electric) to setup appointments to make our choices. At this point it felt like it would be forever before the house would actually be started.</span></div>
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